Michael Lor is a distinguished banking and policy advisor with over 35 years of leadership across ASEAN and the Asia-Pacific, specializing in MSME financing, financial sector development, and institutional transformation. He previously served as Group CEO of EON Bank Berhad and CEO & Executive Director of Canadia Bank, leading major transformation initiatives in SME banking, governance, and financial inclusion. He played a key role in shaping Cambodia’s MSME financing ecosystem through advisory work with the Ministry of Economy and Finance, including the establishment of the SME Bank of Cambodia and the Credit Guarantee Corporation of Cambodia to expand access to finance and strengthen private sector participation. His expertise spans MSME ecosystem design, credit guarantee frameworks, development finance, ESG integration, and regulatory alignment. He is particularly recognized for bridging policy with practical execution, delivering scalable and sustainable development outcomes across ASEAN markets.